Your Guide to Financial Freedom.

My Funny Valentine!

According to the National Retail Federation, Americans spent more than $21 billion on Valentine’s Day in 2021. The good news is this was...

Are your Finances Scary in 2021?

Credit Creep 📷During this season of ghosts, goblins and witches, I would like to discuss another type of creep. Credit Creep. One...

Bank Online and Avoid the Line!

We may be looking at the democratization of banking and Investing! I have written about predatory lenders, especially pay day loans that...

Wait, Wait, Don’t Buy!

Part of the American Dream is to own a car and I have noticed lately that this rite of passage has gotten more expensive recently. The...

What are your rights after your child turns 18 and leaves for College?

This is the season where parents and prospective college students are completing plans to march off to college this Summer or Fall. Do...

Don't Worry! Be Happy! But Change!

The Universe is calling. Call it the Universe, God, Karma, destiny. Call it anything you want, but most people I talk to believe that...

I bet the banks did not think of this when they invented credit cards!

Children with credit cards to access Online Video Games. What could go wrong? Well, a lot. There are many stories on the internet sharing...

Is Black Friday Financially Tidy?

The Canadian department store Eaton’s actually started the American tradition of Black Friday in 1905. They started their tradition by...

Looking for a reliable used car?

I read an article that made its way to CNBC limiting your car budget to 10% of your adjusted gross annual income. If you make $50,000 per...

Is Your Credit Card a Foodie?

www.WalletWise.org One of the biggest budget busters I see is overspending on eating out. Americans spend about 40% of their total food...